Retirement planning done right
Retirement no longer has a single definition. Every single retirement is unique just like every single person is unique.
When thinking about your retirement we go into great detail and your Wealth Partner will take you through our trusted process. Drawing income and using the capital that you’ve built over your lifetime requires very different specialist advice than when you are building your capital. Our goal for every retirement plan is to ensure it stands the test of time. Your Wealth Partner will work with you through this, guiding you every step of the way to ensure we correct the right plan for you, then work with you over time to constantly update and adjust the plan if required.
We can’t stop time. But we can make it work for all of us.
FAQs about Retirement Planning
We use highly detailed cashflow modelling software to determine if we believe you will have enough funds to live the lifestyle you want to in the future. If not, we will then provide recommendations on how to improve the situation
Most pensions are technically held in a trust so therefore are outside of your estate when inheritance tax is calculated. This makes pensions a key factor when considering your legacy for the next generation.
It depends. Most modern pensions have a tax-free element
No, not necessarily. We will review all your pensions and investments in order to properly understand your situation. However, a number of older pensions don’t have the ability to pay income flexibly, as the rules allow these days, so we may recommend you to transfer it.